Frequently Asked Questions

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Please keep in mind that different terms may apply to your loan, including Annual Percentage Rates (APRs) which may greatly exceed 36%. You should carefully review any and all terms, conditions, and policies provided to you by a lender, if offered a loan. APRs, terms & conditions and policies may vary from lender to lender. You are under no obligation to accept any loan offered to you.

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Legal Disclaimer: The operator of this website is not a lender, loan broker or agent for any lender or loan broker and does not make credit decisions. We are a referral service that may be able to match you with a participating lender in our network. There is no guarantee we will be able to match you with a lender and not all lenders can provide loans of up to a $1,000. Each lender in our network may have different terms, conditions and/or policies that may apply to your loan, including Annual Percentage Rates (APRs) greatly exceeding 36%. Residents of some states may not be eligible for some or all short-term, small dollar loans. Loans from states having no limiting laws and/or loans from lenders that are not governed by limiting laws may have even higher APRs than loans governed by limiting laws. You should review any such terms the lender provides you carefully before making a decision. You are not obligated to accept any loan offered to you. For details and questions regarding any loan offer, loan terms, repayment, APRs, and other policies, please contact the lender directly. Lenders in our network may perform credit checks with credit reporting bureaus or obtain consumer reports, typically from alternative providers to determine credit worthiness, and to verify your identity and the information you provide. Short-term loans are not intended to be a solution to debt and credit difficulties. Consider seeking professional financial and/or legal advice regarding your financial needs, risk and alternatives to short-term loans.

What is a payday advance?

Payday advances are a quick & easy short term loan for people needing money if they are unable to wait until their next payday.

I have bad credit, no credit, or filed bankruptcy, can I still apply?

Yes! We know many individuals may suffer from credit problems, but we understand that the past is the past. Many of our current customers have filed bankruptcy before, and we will always try and do our best to get you approved.

How much will a payday advance cost me?

Costs may vary depending on the state. Call one of our Southern California branches nearest you for details.

Is my payday advance confidential?

Yes! Payday advances are always completely confidential and protected by our Company Privacy Policy.

Can I get more than one payday advance at a time?

We can only issue one payday advance at a time, but just as soon as we get confirmation that your account has been paid in full, you may request another loan!

How do I pay off my payday advance?

Retrieve your check on the designated due date. Pay us cash or money order for the full amount of the check, and your account is paid.

If you’re unable to pick up your check on the due date, we’ll simply deposit your check for you. Upon confirmation that your check has cleared our bank account, you are eligible to request another payday advance at any time of your choosing.

What do I need to know about California payday loan regulations?

In California, payday loans are a legal option for those in need of quick access to funds. The state allows for a maximum loan amount of $300 and a maximum loan term of 31 days. The maximum APR for these loans is 460.00%, with finance charges equal to 15% of the loan amount advanced.

Contact us in Los Angeles, California, to eliminate the stress in your life with our invaluable payday loans.

Express Financing for Any Urgent Expenses! Apply online in minutes to get a same-day payday loan of up to $1,000.